Why CBDCs Are Losing Ground to Stablecoins

Central bank digital currencies (CBDCs) were once seen as the future of money. But today, it's clear: stablecoins are winning the adoption race, especially in emerging markets and digital-first economies.

CBDCs face political delays, privacy concerns, and limited cross-border use. Meanwhile, stablecoins like USDC and USDT are already being used for real-world payments, remittances, and B2B trade. They’re fast, low-cost, and work globally.

At Damisa, we believe businesses need reliable, permissionless infrastructure, not slow-moving national experiments. Stablecoins offer merchants what they actually need: instant settlement, reduced FX risk, and access to global liquidity.

As international commerce evolves, it’s stablecoins that are proving to be the real money layer — not CBDCs.